That Guy On Facebook

I was just on Facebook and saw where a guy (obviously a Republican) was blasting the President's health care plan. He made a statement: ...."to (sic) damn lazy to work and buy their own insurance"...

That just made my blood boil! Jimmy and I had insurance with Anthem for a long time. Every year (in the month of March, his birthday), we got a premium increase. After several years of this, I finally wrote to them and asked why. The reply I got stated that everyone got an increase every year, even if they had not put in a claim. Well, how fair is that? The letter also stated that we were in the "older" group and would probably be using our insurance more often. Oh, really? Why not wait until we DO use it more often.

I found out from this wonderful letter that the population is divided into four groups. The first is young singles with no children. They have the lowest premiums. The next group is the young marrieds with children. Their premiums are a little higher because of the sick/well children's visits to the doctor. The third group is our group. We're done with kids, but are still working and are now starting to see our bodies fall apart (my words, not theirs). We pay the highest premiums because we can - we're still working, you see. The last group are the seniors who are on medicare and are just using the insurance company for the other 20% of their medical costs. Their premiums are lower.

Well, we may be still working (I'm not, because I can't find a job!), but the economy is sick and needs an insurance policy. Our income is less than it was because he's now working 90 minutes away. He took a pay cut to get that job. So, less pay. With the long commute and gas prices rising to over $3.50 per, he's paying more for gas. The fuel oil bill went up along with the gas prices. The Electric company raised our rates. Our grocery bill is higher but I'm buying less (and we're getting less when we buy something but the price of that something went up). Car insurance. Basic cable and internet.

With less pay and our daily expenses costing more, we have less disposable income. We haven't had medical insurance for several years. We've had small medical issues and have paid out of pocket for them. We just hold our breath and pray we don't get hurt (like his broken arm).

I resent that guy's statement that we're too lazy to work and pay for our insurance. I'd like to smack....well, never mind.